News & Market Commentary

Independent property intelligence from our desk.

Market reports, city-level research, policy commentary, tax analysis and transaction data, 40+ articles in our archive.

Buying Without Savings Explained

No Deposit Mortgage: Buying Without a Deposit in the UK Saving for a deposit remains a major hurdle for first-time buyers, making a no deposit mortgage an attractive alternative. However, not everyone has tens of thousands tucked away. So, is it truly possible to get on the property ladder without a deposit? Surprisingly, yes – …

21 May 20254 min

Off Plan

Next Generation Turns to Property for Security

Young Property Investors: The Growing Trend in the UK In the UK, property investment remains a popular wealth-building strategy, with "Young Property Investors" driving this growing trend. Whether individuals own a single investment property or a larger portfolio, the potential for growth remains a key motivator for many. There has been a surge of interest …

17 April 20254 min

Off Plan

How Economic Shifts Reshape the Buy-to-Let Market in 2025

Landlord Spring Update: 2025 Impact on Property As the UK navigates economic uncertainty, the landlord spring update has landlords reassessing how policies may impact investments. The statement offered few direct measures for landlords. However, wider economic policies will still impact the buy-to-let market. A Changing Economic Landscape: Landlord Spring Update The government’s fiscal agenda r…

15 April 20253 min

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Leasehold Reform Transition: Legal Experts Weigh In

Leasehold Reform Transition: Legal Experts Weigh In The government’s leasehold reform transition plan to ban leasehold flats and adopt commonhold has sparked mixed reactions. This proposal seeks to reshape property ownership and is part of the government’s plan to overhaul leasehold. Consequently, many owners remain concerned. The government’s white paper on this issue highlights its …

10 March 20255 min

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How Tighter Mortgage Policies Affect Housing Affordability and Market Inequality

Mortgage Credit Inequality: Impact on Rents and Housing Mortgage credit inequality is driving increasing rents and high house prices, putting significant strain on household budgets. This persistent rise in housing costs is forcing families, particularly younger people and urban dwellers, to allocate a larger portion of their income towards securing a home. In some cases, …

3 March 20257 min

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The City of London’s Shift Towards Responsible Investment

Impact Investing London for a Sustainable Future The City of London Corporation is making strides towards impact investing London, focusing on social and environmental responsibility. This shift marks a significant change in the investment community's approach, as it increasingly acknowledges its duty to promote social and environmental causes alongside financial returns. Andrien Meyers, chair …

28 February 20256 min

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Navigating the Impact of New Energy Efficiency Standards on the UK Property Market

EPC Compliance Shift: Impact on the UK New-Build Market The UK property sector is facing a significant EPC compliance shift as the government’s revised energy performance targets take centre stage. With an updated deadline for rental properties to meet minimum efficiency standards, landlords and investors must now rethink their strategies. This change is expected to …

26 February 20254 min

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Exploring Regional Shifts and Investment Opportunities in the UK Property Market

UK Housing Growth: Record Valuations in the Property Market Analysts have highlighted the remarkable surge in UK housing growth in recent years, driving significant interest in the market. Recent research by Savills indicates that the total worth of British homes has soared to new heights. This marks a record-breaking milestone. Both industry experts and investors …

24 February 202525 min

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Insights on the Latest UK Housing Market Trends and Expert Opinions

UK Housing Market: ONS House Price Index Insights The UK housing market continues to show resilience and growth, according to the latest ONS housing market data. The February House Price Index reveals key trends in both house prices and rents, shedding light on the state of the market in early 2025. This article will break …

20 February 20257 min

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Bank of England's Strategy to Support Growth Amid Economic Uncertainty

Interest Rate Cuts Likely Despite Rising Wages Bank of England Signals Further Rate Cuts in 2025 The Bank of England remains on course for interest rate cuts this year despite rising wages and inflation, says Governor Andrew Bailey. At an economic conference in Brussels, Bailey reiterated the Bank's trajectory towards additional rate cuts in 2025. …

19 February 20253 min

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Market Trends and Challenges in the UK Housing Sector

January Housing Stagnation: Impact on the Market In January 2025, January housing stagnation led to stable buyer interest and completed sales compared to December 2024. This pause in momentum has been largely attributed to recent fluctuations in government borrowing costs, which have tempered buyer enthusiasm. Impact of Rising Government Borrowing Costs The Royal Institution of …

13 February 20252 min

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How Upcoming Stamp Duty Changes Will Affect Homebuyers in the UK

Stamp Duty Rush: Santander's Response to Stamp Duty Holiday Santander UK has seen a 130% surge in mortgage applications due to the stamp duty rush, as buyers hurry to secure homes before 2025 changes. This uptick can be largely attributed to a rush of buyers eager to complete their property purchases before the upcoming reduction …

12 February 20257 min

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How Upcoming Tax Changes Will Impact Property Buyers and Investors

Property Tax Adjustments: What Property Buyers Need to Know With property tax adjustments set for 1st April, homebuyers and investors across England and Northern Ireland rush to finalise purchases. The current temporary relief, which allows buyers to purchase properties up to £250,000 without paying stamp duty, will soon expire. From April, the tax-free threshold will …

11 February 20255 min

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Eight Common Mistakes That Can Lead to Mortgage Rejection

Mortgage Application Rejection: Eight Key Reasons Mortgage application rejection can be a major setback when taking one of the most significant financial steps toward homeownership. However, many prospective homeowners face the frustration of having their mortgage application rejected for a variety of reasons. In fact, data suggests that up to four out of every ten …

5 February 20256 min

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Navigating the Budget 2024 Property Landscape: Insights for Investors

2024 Property Updates: Budget 2024 for UK Investors Chancellor Rachel Reeves’ Autumn Budget for 2024 brings pivotal 2024 property updates that directly affect investors and homebuyers. Amidst a backdrop of economic challenges, including a £40 billion tax increase aimed at addressing the public finance deficit, several key initiatives have emerged that will reshape the landscape …

4 November 20245 min

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Restoring Investor Confidence in London's Shifting Property Landscape

London Property Market: Declining Investor Confidence Recent research from Enness Global, a high-net-worth brokerage, has highlighted a concerning trend in the London property market. Over 41.5% of investors have lost confidence in London property as a viable asset class over the past year. This decline is particularly pronounced among international investors and high earners. Consequently, …

1 November 20244 min

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Maximising Your Home’s Value: Essential Tips for Homeowners

Interior Decoration Tips: Elevate Your Home When it comes to selling your home, the right interior decoration tips can truly make a significant difference today. According to Kazuki Topham, director of RedCardinal Property Investment and a recent expert in the Express, simple decor mistakes can significantly impact your property’s value. Here, we explore essential tips for …

25 October 20243 min

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Grainger Plc’s Support for New Rental Standards: What It Means for Tenants and Landlords

Renters Rights Bill: Grainger Plc Welcomes New Standards Grainger plc, the UK’s largest residential landlord, has strongly supported the Labour Party's Renters Rights Bill. The company believes the proposed legislation will lead to significant improvements in the rental market, benefiting both tenants and responsible landlords alike. In a statement released to its shareholders via the …

14 September 20245 min

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