Skip to content
Red Cardinal Property Investment

Services

Whole-of-market BTL brokers, introduced without fee.

We introduce you to the BTL broker panel we use for our own clients. No broker fees to Red Cardinal. Better rates via specialist intermediary products.

Book a CallAll Services

Mortgage Introductions

What this looks like in practice

Red Cardinal doesn't sell mortgages, but we've built a relationship with the whole-of-market BTL broker panel that works with our book. You access specialist BTL and limited-company products not available on high-street comparison sites. No fee to us, transparent broker fees disclosed upfront.

What's included

  • Whole-of-market BTL broker panel, not tied agency
  • Specialist limited-company and expat/non-resident products
  • Portfolio BTL products (4+ properties)
  • Commercial refinance and capital-raise advice
  • No introducer fee charged by Red Cardinal

How it works

Four-step process

  1. 01

    Intro

    We connect you with the right broker for your case.

  2. 02

    AIP

    Agreement in principle usually same week.

  3. 03

    Application

    Broker handles paperwork, packaging, lender submission.

  4. 04

    Offer

    Mortgage offer issued, works to exchange date.

Free Investment Guide

The 2026 UK Property Investment Guide

  • 5-year growth forecasts for the UK's top 8 rental cities
  • Full breakdown of buy-to-let yields, running costs and tax
  • Off-plan vs completed: the 140-deal data comparison
  • How our clients structure portfolios for limited-company ownership

Mortgage Introductions FAQ

Questions investors ask about this service

Mainstream BTL 5-year fixes (TMW, Fleet, Landbay) price between 5.1% and 5.65% for 75% LTV vanilla. 2-year fixes from 4.65%. Specialist lenders for SPV, HMO and non-resident applications price 80-120 bps above mainstream. Lender rental stress tests (5.5-7.5%) are typically the binding constraint.

Related services

Explore more

Property Sourcing

Hand-picked UK off-plan and completed stock, underwritten with 5-year forecasts and independent rental comparables.

Furniture Packs

Designer-led furniture packages ready for tenants on day one. Tiered options from BTL-essential to executive-spec.

Conveyancing

Introductions to solicitors who transact our book regularly. Faster exchanges, specialist off-plan expertise, fixed-fee quotes.

Snagging & Inspections

RICS-qualified snagging inspections on practical completion of new-build apartments. 150+ point check, photographic report, developer rectification tracking.

Next Step

Engage us on mortgage introductions

Book a 20-minute call. We'll scope the engagement, provide a fixed quote where applicable, and start within the week.

Book a Free Consultation
CallWhatsAppBook Call