🇴🇲 Omani investors
UK property investment from Oman.
London new-build and northern buy-to-let for investors in Muscat, with the purchase handled remotely and the 2028 income tax change planned for from the start.
The Property Ombudsman
TPO D14716
ICO Registered
Ref ZB632945
Companies House No. 14716108
Est. England & Wales
Cavendish Square, W1
Central London office
Manchester office
Spinningfields, M1
Why now
Why Omani investors are choosing UK property in 2026
Oman has no personal income tax today. A 5% tax on individuals with annual income above OMR 42,000 takes effect on 1 January 2028, with the double taxation agreement determining how UK tax already paid is credited. The rial is pegged to the US dollar.
Typical profile: Long-term buyers looking for rental income and a stable sterling asset, often starting with a London new-build apartment on a staged payment plan, or a higher-yielding city-centre flat in Manchester or Liverpool.
- 01
London prices are not stretched. The ONS index had London down 3.3% in the year to July 2026, the weakest English region, and Nationwide had the capital broadly flat in the third quarter.
- 02
New-build London stock is selling. London Square reported first-half 2026 sales of £251 million, up 236% on a year earlier, with Middle East buyers making up 10% to 15% of its international sales.
- 03
Off-plan payment plans spread the commitment. On the London Square schemes we offer, 75% to 80% of the price is due on completion rather than at exchange.
- 04
Rental demand is firm. ONS figures show London rents up 3.5% and North West rents up 5.8% in the year to August 2026.
Where to buy
The UK cities Omani investors most often consider
London
Central and riverside new-build with long leases and no ground rent. Lower yields than the regions, bought mainly for long-term capital value.
London market viewManchester
The largest regional rental market, with a deep city-centre tenant base drawn by finance, media and two major universities.
Manchester market viewBirmingham
The UK's second city, with major regeneration around the city centre and a large young workforce.
Birmingham market viewLiverpool
Lower entry prices than most major cities and gross yields that are among the highest in the UK.
Liverpool market viewLive opportunities
London developments for Omani investors
Tax & structure
UK-Oman: the tax and legal picture
The UK-Oman double taxation agreement entered into force on 9 November 1998 and was amended by a 2009 protocol. It sets out which country may tax rental income and gains, and how relief is given where both do.
SDLT
Overseas buyers of an additional residential property pay the standard rates plus the 5% higher-rates surcharge and the 2% non-resident surcharge. On a £500,000 purchase that comes to £50,000 in total.
Income tax on rent
UK rental profit is taxed in the UK at 20% and 40%. From April 2027 the rates on property income rise to 22%, 42% and 47%. Once HMRC approves you under its Non-Resident Landlord Scheme, rent can be paid to you without tax deducted, and the tax is settled through a UK return.
CGT on disposal
Non-residents pay UK capital gains tax on UK residential property at 18% or 24%, with an annual exempt amount of £3,000. A disposal must be reported to HMRC within 60 days.
Inheritance tax
UK residential property is within the scope of UK inheritance tax whoever owns it, including through most company structures. Estate planning needs specialist UK advice.
Visa & residency
Owning UK property does not give a right to live in the UK, and the Tier 1 Investor visa closed in 2022. Treat UK property as an investment decision, and take immigration advice separately if residence matters to you.
General information, not tax, legal or immigration advice. UK rates are for the 2026/27 tax year unless stated, and this guide was last reviewed on . Take advice on your own circumstances before you act.
FX
OMR → GBP
The Omani rial is pegged to the US dollar at 0.3845, so your GBP purchasing power moves with the pound against the dollar. A specialist currency broker for completion monies usually improves on a standard bank rate.
How we adapt the process
How the purchase works from Oman
- Meeting rhythm
- Calls work best between 10am and 2pm UK time (2pm to 6pm in Muscat). The working week in Oman runs Sunday to Thursday, with Friday and Saturday as the weekend, so we schedule around both calendars.
- Remote purchase
- Every stage of a UK purchase can be completed from overseas. Identity checks, contracts and powers of attorney can be handled remotely or at a notary, and completion monies are sent by bank transfer to the solicitor.
- Source of funds
- UK solicitors must verify where purchase money comes from. Expect to provide a passport, proof of address and bank statements or other evidence showing how the funds were built up.
- Lettings from abroad
- We arrange letting and management on completion, so rent, compliance and maintenance are handled in the UK and reported to you in writing.
FAQ
What Omani investors ask us most
Can I buy UK property from Oman without visiting?
Yes. The whole purchase can be completed remotely, from reservation through exchange to completion. Many buyers visit once the property is built, but it is not required.
Do Omani investors pay tax in Oman on UK rent?
Not at present. Oman's first personal income tax, at 5% on individuals with annual income above OMR 42,000, takes effect on 1 January 2028. UK tax paid on UK rent should be relieved under the UK-Oman double taxation agreement, but the detailed rules are new, so take advice from an Omani tax adviser.
Is sharia-compliant finance available?
A small number of UK providers offer home purchase plans, usually structured as ijara or diminishing musharaka. Availability for non-residents is limited and changes often, so we check the current market for each client rather than quoting a standard rate.
How does the currency affect the purchase?
The Omani rial is pegged to the US dollar at 0.3845, so your GBP purchasing power moves with the pound against the dollar. A specialist currency broker for completion monies usually improves on a standard bank rate.
Book a discovery call
Speak to a founder, in your time zone
Omani clients typically start with a 20-minute video call. We send three live investment options, the tax structure we would use, and an FX plan before our second meeting.
- No cost for the consultation
- No obligation after the call
- Calls scheduled in your local time
Also served
Other international markets we service
United Arab Emirates
AED · GMT+4 (GST)
The UAE levies no personal income tax, so for an individual investor UK rental income and gains are taxed once, in the UK, with no second charge at home.
Nigeria
NGN · GMT+1 (WAT)
For a Nigerian investor, UK property is a store of value in sterling. The naira has fallen sharply against the pound since the 2023 currency reforms, so assets held in sterling have protected purchasing power in a way naira assets have not.
South Africa
ZAR · GMT+2 (SAST)
The rand has weakened substantially against sterling over the past 15 years. For South African families, a sterling asset spreads wealth outside a single currency, and for many it sits alongside UK citizenship or ancestry ties.
Kuwait
KWD · GMT+3 (AST)
The Kuwaiti dinar is the world's highest-valued currency unit, and Kuwait levies no personal income tax. For an individual investor, UK tax is the only tax on UK rent and gains, and a sterling asset diversifies wealth otherwise held in the region.
Next Step
Ready to explore UK property from Oman?
Book a 20-minute discovery call. We will send three live investment options and the tax structure we would recommend for your profile before our second meeting.
Book a Free Consultation